U.S. domestic. Cross-border (U.S.–Canada). International. One team.
We handle U.S. domestic, cross-border (U.S.–Canada), and international tax returns for individuals, families, and businesses. When a case calls for deeper expertise — in any country — we bring in hand-picked specialists who work under our lead. One team, one point of contact, one plan — and returns that agree. Bookkeeping, payroll, and CFO-level guidance from the same team.
Fully virtual — secure client portal
We plug into your existing setup
QuickBooks, Xero, Stripe, or your current setup — we plug into your systems, so there's no migration headache and no disruption to how you work.
Don't see your software? Just ask — we likely support it.
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Personal, family, and business — under one roof
Seven ways we help — each strong on its own, stronger together. Take the one piece you need today, or hand us the whole back office.
- U.S. Tax (Business + Personal) Business + personal
- Cross-Border Tax (U.S.–Canada) Two countries, one team
- International Tax (U.S. + another country) Any border, one team
- Bookkeeping On your desk by the 15th
- Payroll & Back Office Paid and filed, on time
- CFO Advisory Judgment for the big calls
- All-In-One Package The whole stack, one bill
Where you file
U.S. taxes only
Business and personal returns, federal and state, handled by our U.S. Tax Desk.
- Business and personal returns
- Federal and state filings
- Quarterly estimated taxes
- Internal Revenue Service notices handled
U.S. + Canada
For individuals, families, and businesses with ties to both countries — both returns prepared together, so they agree.
- U.S. and Canadian returns together
- Treaty positions documented
- Foreign-account reporting aligned
- Moves, snowbirds, and catch-up filings
U.S. + another country
For individuals, families, and businesses with ties to Israel, Germany, the U.K., and beyond — both returns prepared to agree.
- Expat and new-resident returns
- Foreign account and company reporting
- Treaty positions and credits
- Catch-up filings
Pieced together, or under one roof
Six separate gaps
- A bookkeeper who only recordsportal #1
- A preparer you see each Aprilinvoice #2
- One accountant per countrynothing reconciled
- A specialist for every other country — on your own to findno coordination
- Anyone connecting the piecesnobody
- A CFO’s read on the numbersnot on the menu
Separate bills, separate logins — and the space between them is where deductions die and year-end surprises are born.
Fairlight
One team, the whole picture
- Books, tax, and payrollone system
- U.S. and Canadaprepared together
- International — hand-picked specialists, under our leadany country
- One team accountableend to end
- Advice that knows your tax picturebuilt in
- CFO-level guidanceon call
One invoice, one login, and nothing left to fall between providers.
Know where you stand, any day of the month
A close every month and a running read on the essentials — cash in the bank, profit so far, and the tax bill building quietly in the background. The guesswork between filings goes away.
- Closed and reviewed, monthlyReconciled by the 15th of the month, thoroughly reviewed by our U.S. Tax Desk.
- No April 15 tax liability surpriseTax set aside as you earn, so the bill is news you already knew.
- A real CFO in your cornerGuidance from someone who’s sat in the CFO seat and built companies of their own — reading your numbers the way an operator does.
Three kinds of returns. One team that makes them agree.
Fairlight handles U.S. domestic, cross-border (U.S.–Canada), and international tax returns. A U.S. Tax Desk and a Canadian Tax Desk work the same file; when a case calls for deeper expertise — in any country — hand-picked specialists join under our lead. Your returns, filings, and books are prepared and reviewed by that team, not passed to a seasonal preparer.
- One country, two, or moreU.S., cross-border, and international filings handled together, so you’re never the messenger between firms.
- Nothing leaves unreviewedThe responsible desk signs off on every deliverable before it reaches you or a tax authority.
- Beyond tax: books and CFO workBookkeeping, payroll, and CFO advisory from the same team — for high-net-worth individuals and families, entrepreneurs, family offices, and sole-proprietor businesses — with experience running finance inside SaaS, real estate, healthcare, retail, e-commerce, and professional services.
U.S. and Canadian taxes, filed side by side
Most firms can handle one country. Our team runs both a U.S. and a Canadian Tax Desk — so a move, a snowbird season, an RRSP or TFSA, or FBAR reporting is handled in a single engagement, with both returns prepared together so nothing falls between them. Ties to another country? The same approach extends to our international tax work.
Get a ballpark price in under a minute
Choose your revenue range and the services you want — we'll show a monthly estimate next to what the same lineup runs bought piece by piece. No email, no commitment.
Estimates key off revenue; payroll varies with headcount. The number you actually pay is fixed in writing after a short call.
Situations we’ve seen
Two Creator Businesses, Years of Unfiled Returns, and IRS Substitute Returns
A married couple running two content businesses stops filing for several years. IRS letters arrive showing tax assessed on years they never filed.
Read the scenario →An S Corporation Election With No Payroll: Fixing Salary and Late Returns
A content creator elects S corporation status to save on self-employment tax, takes only distributions, and files no corporate returns for three years.
Read the scenario →An IRS Notice for Unreported Platform Income: Responding to a CP2000
A couple files every year but leaves out creator income. An IRS notice then proposes tax on the full gross amount from their Forms 1099-K.
Read the scenario →Unfiled Years That Are Owed Refunds: Deadlines, Startup Losses, and Hobby Rules
One spouse has a salary with tax withheld; the other's content business is losing money. They assume no rush to file, and fall four years behind.
Read the scenario →Behind on Returns After Moving From New York to Florida
A couple moves from New York to South Florida mid-catch-up. Her four-person business never filed its partnership return, though each partner reported their share.
Read the scenario →We speak your industry's numbers
Every set of books has its own quirks. These are the industries we know best.
SaaS & Software
Deferred revenue, MRR, and the metrics investors and acquirers expect to see.
Learn more →Real Estate
Per-property profitability, depreciation schedules, and clean investor splits.
Learn more →Healthcare & Wellness
Thirty specialties, from ABA therapy to surgery centers — payer lag, EOBs, and provider comp handled.
Learn more →Retail
The POS reconciled to the bank, with inventory tracked like the money it is.
Learn more →E-Commerce
Platform payouts, processor fees, and returns turned into books that tie out.
Learn more →From hello to handled, in four steps
A free 15-minute fit call
We hear the situation and tell you which Position Check fits — or that you don’t need one. No tax advice on the call; the answer comes in writing.
Your Position Check, in writing
You send your returns and numbers. Within three to four business days you have it in writing: what to file, what it costs, what happens if you don’t — with each fix priced. Engage us within 60 days and the fee is credited in full.
A fixed-price proposal for exactly what you need
U.S. tax, cross-border tax, bookkeeping, payroll, CFO advisory — one piece or the whole back office. Scope and price in writing before any work begins.
We run it
Books closed on schedule, returns filed on both sides of the border where it applies, payroll run, and the big calls backed by current numbers.
The number comes first
Every engagement starts from a published price and a written quote — before any work begins.
U.S. Tax (Business + Personal)
Business and personal, planned year-round.
- Federal + one state
- Quarterly estimates
- Filed on time
Cross-Border Tax (U.S.–Canada)
Both countries, prepared together.
- U.S. + Canadian returns
- Treaty positions
- FBAR & disclosures
International Tax (U.S. + another country)
Any other country, one team.
- U.S. expat and new-resident returns
- Foreign account and company reporting
- Treaty positions and credits
Bookkeeping + Payroll
Monthly books and payroll, reviewed by our U.S. Tax Desk.
- Closed by the 15th
- Year-round access (QuickBooks Online or Xero)
- Payroll taxes filed (contractors included)
CFO Advisory
An operator’s read on your numbers.
- Cash forecast
- Monthly review
- The big calls
All-In-One
Books, tax, and advice on one bill.
- Bookkeeping included
- Annual returns included
- Advisory built in
Published prices are starting points — your exact fee is fixed in writing after a short call. See full pricing →
Not sure what you need? Let's figure it out together.
Book a free 15-minute fit call. We'll look at where you are, tell you straight what would actually help, and you decide from there — no pressure.
Answers, not just services
FBAR for Canadians Living in the U.S.: Who Has to File, What Counts, and Why the Penalties Are So Steep
Moved south with Canadian accounts? The U.S. Treasury expects an annual report of them — and the penalties for skipping it are among the steepest in the system.
Read the article → Cross-Border Tax (U.S.–Canada)Should a Canadian Own a U.S. LLC? Usually Not — Here’s Why
America’s favorite business structure is a quiet tax trap for Canadian owners — here’s where the double tax comes from, and what to use instead.
Read the article → CFOA Fractional CFO Isn’t a Cost — It’s the One Hire That’s Supposed to Pay for Itself
Where a good fractional CFO actually finds the money: pricing and margins, cost cleanup, tax structure, and the cash trapped in your own numbers.
Read the article → Cross-Border Tax (U.S.–Canada)The Substantial Presence Test Explained — How Many U.S. Days Is Too Many?
Snowbirds count on the 182-day rule — but the IRS formula weighs three years of days at once, and the line arrives sooner than most people think.
Read the article → BookkeepingWhen Should a Miami Business Hire a Bookkeeper? The Honest Answer
The real signs you’ve outgrown DIY books, what a bookkeeper actually does versus an accountant or CFO, and how to hand off without chaos.
Read the article → Cross-Border Tax (U.S.–Canada)Cross-Border Bookkeeping: Why Foreign-Owned U.S. Businesses Can’t Use a Regular Bookkeeper
When a business spans two countries, its books feed filings on both sides — including forms with five-figure penalties that generic bookkeeping quietly gets wrong.
Read the article →Not ready to talk? Keep more of what you earn.
A free checklist of the tax moves business owners and cross-border families most often miss — and when each one has to happen. No spam; unsubscribe anytime.
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Tax Moves Checklist
- Choose the entity that saves, not the default
- Set tax aside as you earn
- Capture the deductions owners miss
- Time income and expenses around year-end
The content on this page is for informational purposes only and does not constitute professional tax, accounting, or legal advice. Scenario examples on this page are illustrative composites, not client engagements or tax advice. See our full legal disclaimer.