Bookkeeping, tax, payroll, and CFO help — one firm. Start with a free 15-minute call.

Bookkeeping · Tax · CFO · Cross-Border Tax (U.S.–Canada)

The books, the taxes, the big calls — worked on by one team.

A coast-to-coast accounting practice with presence in Los Angeles, Miami, and Toronto, serving businesses and cross-border families across the United States and Canada. One trusted team for bookkeeping, tax, and CFO-level guidance.

Business professional

We plug into your existing setup

QuickBooks, Xero, Stripe, or your current setup — we plug into your systems, so there's no migration headache and no disruption to how you work.

Don't see your software? Just ask — we likely support it.

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A complete financial back office

Everything your business needs, under one roof

Six ways we help — built to work together, not in silos. Take the one piece you need today, or hand us the whole back office.

Price your plan →
Accounting professional in a team meeting
One team, one invoiceYour whole back office
Monthly close by the 15th
All-In-One from $800/mo less than piecing it together
CPA credentials in the U.S. and Canada — on one team
Fixed fees, agreed in writing first
Books closed by the 15th
Coast to coast, U.S. and Canada
The difference

Pieced together, or under one roof

The pieced-together way

Five separate gaps

  • A bookkeeper who only recordsportal #1
  • A preparer you see each Aprilinvoice #2
  • One accountant per countrynothing reconciled
  • Anyone connecting the piecesnobody
  • A CFO’s read on the numbersnot on the menu

Separate bills, separate logins — and the space between them is where deductions die and year-end surprises are born.

One team, one invoice Fairlight

One team, the whole picture

  • Books, tax, and payrollone system
  • U.S. and Canadaprepared together
  • One team accountableend to end
  • Advice that knows your tax picturebuilt in
  • CFO-level guidanceon call

One invoice, one login, and nothing left to fall between providers.

Always in view

Know where you stand, any day of the month

A close every month and a running read on the essentials — cash in the bank, profit so far, and the tax bill building quietly in the background. The guesswork between filings goes away.

  • Closed and reviewed, monthlyReconciled by the 15th of the month, thoroughly reviewed by our CPA team.
  • No April 15 tax liability surpriseTax set aside as you earn, so the bill is news you already knew.
  • A real CFO in your cornerGuidance from someone who’s sat in the CFO seat and built companies of their own — reading your numbers the way an operator does.
Estimate your plan
Accounting professional with tablet
Credentials: U.S. & CanadaOne team, both countries
CPA-reviewedChecked before it’s filed
Direct accessYou talk to the team, not a call center
The team behind your numbers

CPA credentials on both sides of the border — one team

Fairlight's team holds CPA credentials in both the United States and Canada, backed by years running finance for companies across industries. Your work is prepared, reviewed, and stood behind by that team — not passed to a seasonal preparer.

  • Both tax systems, one conversationU.S. and Canadian filings handled together, so you’re never the messenger between two firms.
  • Nothing leaves unreviewedA CPA on the team signs off on every deliverable before it reaches you or a tax authority.
  • Deep experience where you operateSaaS, real estate, healthcare, retail, e-commerce, and professional services — finance run from the inside, not observed from a distance.
Book a free call
Our specialty

U.S. and Canadian taxes, filed side by side

Most firms can handle one country. Our team carries CPA credentials in both — so a move, a snowbird season, an RRSP or TFSA, or FBAR reporting is handled in a single engagement, with both returns prepared together so nothing falls between them.

Talk cross-border tax →
Business professional
Build your plan

Get a ballpark price in under a minute

Choose your revenue range and the services you want — we'll show a monthly estimate next to what the same lineup runs bought piece by piece. No email, no commitment.

Your annual revenue
What do you need?
Estimated with Fairlight
Pick what you need to see your estimate.
Get my exact quote →

Estimates key off revenue; payroll varies with headcount. The number you actually pay is fixed in writing after a short call.

Real work

What that looks like in practice

Cross-Border · Relocation

The move year, filed right on both sides.

A Canadian relocating to the U.S. arrived mid-year with a departure return owing, deemed-disposition positions to take, and accounts the IRS treats differently than the CRA. We prepared both countries’ filings together.

Result — Departure and first-year U.S. returns filed on time, elections preserved, no double taxation.
Two Entities · Transfer Pricing

Related companies, defensible pricing.

An owner running a U.S. entity and a Canadian one, with services flowing between them and no intercompany framework behind the invoices. We built the arm’s-length structure and papered it.

Result — Intercompany agreements in place, pricing documented to stand examination, both sets of books telling one story.
Non-Resident · Formation

A U.S. company, built from abroad.

A non-resident founder needed a U.S. entity — state and structure chosen, EIN obtained without an SSN, and the first-year federal and state obligations mapped before they became penalties.

Result — Formed, registered, and filing-ready from day one, on both sides of the border.
Behavioral Health · Clean-Up

A clinic’s books, made audit-ready.

A multi-location behavioral-health practice with insurance receivables nobody had reconciled and months of backlog. We rebuilt the close, tied out EOBs to deposits, and put the month on a schedule.

Result — Books current and reconciled, a repeatable monthly close, and receivables the owner can finally trust.
E-Commerce · CFO Advisory

Margins by channel, decisions by numbers.

An online seller moving volume across platforms with no read on which channel actually made money after fees, shipping, and returns. We built channel-level margin reporting and a cash forecast.

Result — True per-channel margins on one page, a 13-week cash view, and pricing decisions made on numbers instead of gut.
Multi-State · Payroll & Nexus

A remote team, filed wherever it sits.

A growing company with employees scattered across states — and registrations, withholding, and filings that hadn’t kept up with the hiring. We mapped the obligations and brought every state current.

Result — Registered and filing in every state with headcount, penalties stopped accruing, payroll running on schedule.

Engagement details anonymized. Drawn from real client work.

Getting started

From hello to handled, in four steps

A free 15-minute consultation call

We hear the situation and tell you plainly what it needs — and what it doesn’t.

A number in writing

Fixed scope and a fixed fee engagement, signed off before any work begins.

Accounting professional

One portal, everything in it

Documents, messages, and e-signatures in one secure place — you send each thing once.

We run the month

We close the books and handle your taxes.

Pricing

The number comes first

Every engagement starts from a published price and a written quote — before any work begins.

Bookkeeping

from $310/mo

Monthly books, reviewed by a CPA on the team.

  • Closed by the 15th
  • Your QuickBooks or Xero
  • Year-round access
Get a quote →

Business Tax

from $150/mo

Business and personal, planned year-round.

  • Federal + one state
  • Quarterly estimates
  • Filed on time
Get a quote →

Payroll

from $135/mo

Paid and filed, every cycle.

  • Direct deposit
  • Payroll taxes filed
  • Contractors included
Get a quote →

CFO Advisory

from $1,575/mo

An operator’s read on your numbers.

  • Cash forecast
  • Monthly review
  • The big calls
Get a quote →

Cross-Border Tax (U.S.–Canada)

from $1,300/mo

Both countries, prepared together.

  • U.S. + Canadian returns
  • Treaty positions
  • FBAR & disclosures
Get a quote →

All-In-One

from $800/mo

Books, tax, and advice on one bill.

  • Bookkeeping included
  • Annual returns included
  • Advisory built in
Get a quote →

Published prices are starting points — your exact fee is fixed in writing after a short call. See full pricing →

Not sure what you need? Let's figure it out together.

Book a free 30-minute consultation. We'll look at where you are, tell you straight what would actually help, and you decide from there — no pressure.

Insights

Answers, not just services

Cross-Border Tax (U.S.–Canada)

FBAR for Canadians Living in the U.S.: Who Has to File, What Counts, and Why the Penalties Are So Steep

Moved south with Canadian accounts? The U.S. Treasury expects an annual report of them — and the penalties for skipping it are among the steepest in the system.

Read the article →
Cross-Border Tax (U.S.–Canada)

Should a Canadian Own a U.S. LLC? Usually Not — Here’s Why

America’s favorite business structure is a quiet tax trap for Canadian owners — here’s where the double tax comes from, and what to use instead.

Read the article →
CFO

A Fractional CFO Isn’t a Cost — It’s the One Hire That’s Supposed to Pay for Itself

Where a good fractional CFO actually finds the money: pricing and margins, cost cleanup, tax structure, and the cash trapped in your own numbers.

Read the article →
Cross-Border Tax (U.S.–Canada)

The Substantial Presence Test Explained — How Many U.S. Days Is Too Many?

Snowbirds count on the 182-day rule — but the IRS formula weighs three years of days at once, and the line arrives sooner than most people think.

Read the article →
Bookkeeping

When Should a Miami Business Hire a Bookkeeper? The Honest Answer

The real signs you’ve outgrown DIY books, what a bookkeeper actually does versus an accountant or CFO, and how to hand off without chaos.

Read the article →
Cross-Border Tax (U.S.–Canada)

Cross-Border Bookkeeping: Why Foreign-Owned U.S. Businesses Can’t Use a Regular Bookkeeper

When a business spans two countries, its books feed filings on both sides — including forms with five-figure penalties that generic bookkeeping quietly gets wrong.

Read the article →

Not ready to talk? Keep more of what you earn.

A free checklist of the tax moves business owners and cross-border families most often miss — and when each one has to happen. No spam; unsubscribe anytime.

One checklist and the occasional useful guide. Unsubscribe anytime.

PDF

Tax Moves Checklist

  • Choose the entity that saves, not the default
  • Set tax aside as you earn
  • Capture the deductions owners miss
  • Time income and expenses around year-end

The content on this page is for informational purposes only and does not constitute professional tax, accounting, or legal advice. See our full legal disclaimer.