1,423 plain-English guides on cross-border moves, US and Canadian returns, and small-business money. Each one ends in what to do next, and says when a written Position Check is the smarter first step.
September 13, 2026
Since 2016, most testamentary trusts pay Canada's top rate from dollar one — the graduated-rate era survives only in the 36-month graduated rate estate and the qualified disability trust. Here is how the GRE window works, what a QDT requires, and how a will-created trust reads on the US side when a beneficiary or the deceased was a US person.
Read more →September 13, 2026
Naming the responsible sibling in Seattle as trustee of the family trust feels natural and can be a structural mistake: Canada locates a trust where its central management and control happens, and the US applies its own court and control tests. One US trustee can trigger a Canadian departure tax for the trust, US filings, or both. Here is how the two residence tests work and how to appoint safely.
Read more →September 7, 2026
If you rent your Florida condo for fewer than 15 days a year, the US excludes the rent from income entirely. Canada does not have the rule, so the same rent is taxable on your Canadian return. Here is how the exclusion works, what it does to Airbnb withholding, and what happens at day 15.
Read more →September 7, 2026
Short-term rental platforms withhold 30% of payouts to non-US hosts without the right form on file. Here is what triggers it, why W-8BEN does not stop it for rental income, how W-8ECI does, the Form 1042-S you receive, and how to recover withholding from prior years.
Read more →September 7, 2026
The four ways a Canadian can hold Florida property, scored on income tax, estate tax, probate, liability, personal use, and compliance cost. Personal ownership in a revocable trust wins for most; the LLC loses for a Canadian resident; the Canadian company and the irrevocable trust are for specific estate tax problems.
Read more →September 7, 2026
Filing from this year forward without addressing the past is a 'quiet disclosure.' It leaves every unfiled year open, forfeits the streamlined program's penalty protection, and gives the IRS a current-year return to compare against the years that are missing. Here is why the IRS discourages it, when it is nonetheless the right answer, and what the alternatives cost.
Read more →September 7, 2026
The holding structure for a Canadian's US vacation rental decides the income tax, the estate tax, the probate, and the cost of getting out. Here are the four options compared on each dimension, and why personal ownership (or a revocable trust) wins for most Canadians and an LLC almost never does.
Read more →September 7, 2026
A short-term rental differs from a long-term one in the personal-use rules, the character of the income, Florida's transient taxes and licensing, the platform's withholding mechanics, and the 14-day exclusion. Here is what changes and what stays the same for a Canadian host.
Read more →September 7, 2026
US depreciation on a rental reduces basis and is taxed on sale as unrecaptured section 1250 gain at up to 25%, whether or not you claimed it. Here is how recapture works, the allowed-or-allowable rule that catches owners who skipped depreciation, how FIRPTA interacts, and what Canada does with its own CCA.
Read more →September 7, 2026
A snowbird who rents the Florida condo out when not using it has a US rental (or the 14-day exclusion), a personal-use allocation, platform withholding, Florida transient taxes, a Canadian rental return, and a day count that may already be a residency problem. Here is the whole picture in one place.
Read more →September 7, 2026
A child born in Canada to a US citizen parent who meets the physical presence requirements is a US citizen at birth, whether or not the birth is registered. Here is how citizenship is acquired, what it means for the child's tax obligations, the accounts to avoid, and the choices the family has.
Read more →September 7, 2026
Business travelers crossing the Canada-US border for meetings, projects, or short assignments trigger tax obligations based on the treaty's $10,000 and 183-day thresholds, employer withholding rules, and the permanent establishment question. Here is where the lines are.
Read more →September 7, 2026
Donating to a US charity from Canada (or vice versa) changes the deduction rules. The treaty allows cross-border credits, but with limits tied to source-country income, and a broader rule for universities the donor attended.
Read more →September 7, 2026
How dividends are taxed when they cross the Canada-US border: the treaty's 15% and 5% withholding rates, Canada's gross-up and credit system, US qualified dividend treatment, and the foreign tax credit coordination that prevents double taxation but rarely eliminates the residual.
Read more →September 7, 2026
How gifting works between Canada and the US. Canada has no gift tax but may trigger a deemed disposition. The US has a gift tax with a lifetime exemption and an annual exclusion. What happens when gifts cross the border, and which forms are required.
Read more →September 7, 2026
Canada has no inheritance tax but deems assets sold at death. The US has an estate tax but no deemed disposition. When the deceased or the heir sits in the other country, both systems collide. Here is how each case works.
Read more →September 7, 2026
Interest between Canada and the US is generally exempt from withholding under the treaty since the Fifth Protocol. But related-party interest, participating debt, and contingent interest have different rules, and the reporting obligations remain even when the tax is zero.
Read more →September 7, 2026
An employer with workers in both countries must handle two payroll systems, two sets of withholding rules, and the totalization agreement. Here is what a Canadian employer with a US employee, and a US employer with a Canadian one, actually has to do.
Read more →September 7, 2026
How rental income is taxed when a Canadian owns US property or a US person owns Canadian property. Each country withholds on gross rent by default, each has an election to switch to net, and each requires the owner to report the income at home with a credit.
Read more →September 7, 2026
Florida drops the state income tax, but the federal return and Canada's departure tax stay. Here is what a cross-border accountant in South Florida actually covers, from the snowbird who became a resident to the Brickell finance professional who moved for the job.
Read more →September 7, 2026
What a cross-border tax accountant handles, how to tell a real specialist from a generalist who will 'figure it out,' what drives the fees, and what to ask before you hire.
Read more →September 7, 2026
The CRA and IRS share taxpayer information under the treaty's exchange-of-information article and the FATCA agreement. Here is what flows between the two agencies, what triggers a cross-border audit, and how information from one return ends up on the other side's desk.
Read more →September 7, 2026
Canadian returns are due April 30, US returns April 15. Extensions, FBAR, and form-specific deadlines all differ, and several cross-border forms have deadlines that do not match either country's main return. Here is the full calendar.
Read more →September 7, 2026
Alberta's 48% top rate is the lowest in Canada, there is no provincial sales tax, and the oil and gas corridor to Texas drives most of Calgary's cross-border tax work. Here is what a Calgary resident should expect from a cross-border preparer, and what the Alberta-specific items are.
Read more →The content on this page is for informational purposes only and does not constitute professional tax, accounting, or legal advice. See our full legal disclaimer.
