Guides

Straight answers, written by the people who’d file it.

1,407 plain-English guides on cross-border moves, US and Canadian returns, and small-business money. Each one ends in what to do next, and says when a written Position Check is the smarter first step.

Capital gains RRSP TFSA Departure tax Estate tax FBAR LLC Principal residence

CROSS-BORDER A Canadian Corporation With a U.S. Shareholder

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Fairlight Accounting · US + Canadian Tax Desks

1,407 guides

Cross-Border Tax (U.S.–Canada)

Vancouver to San Diego: Biotech Pay, the RRSP, and California's Annual Inclusion

September 4, 2026

BC's combined top rate runs near 53.5% against California's near 50.3%, so this isn't the dramatic cut you'd see moving to Texas or Washington. The real story is Prop 13, the RRSP addback, and the Torrey Pines biotech and defence employers pulling Vancouver talent south.

Cross-Border Tax (U.S.–Canada)

Vancouver to San Francisco: The RRSP Trap and the Bay Area's Cost Layers

September 4, 2026

Vancouver's combined top rate near 53.5% and California's near 50.3% land close to each other. The real difference is that California taxes your RRSP growth every year, treaty or not, and the Bay Area adds its own cost layers.

Cross-Border Tax (U.S.–Canada)

What Happens to Your RRSP and TFSA When You Move to the U.S.?

July 29, 2026

The two accounts every Canadian mover owns get opposite treatment in the U.S.: the treaty protects the RRSP's deferral, while the TFSA loses its shelter entirely. Whether to keep, freeze, or collapse each one, the withholding rates on eventual RRSP withdrawals, and the brokerage problem nobody warns you about.

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